Senior homeowners must file the combined PAS-1 application, while many other homeowners and renters were enrolled automatically for ANCHOR.
NEW JERSEY – Eligible residents have until Monday, Nov. 2, 2026, to apply for the current round of New Jersey property tax relief, the Department of the Treasury said in an Oct. 22 notice updated Oct. 23.
The deadline covers the 2025 application year for ANCHOR, Senior Freeze and Stay NJ. The Treasury reminder directs residents to the state’s property tax relief application portal.
The filing process depends on the applicant’s circumstances. Senior homeowners and homeowners receiving qualifying Social Security or Railroad Retirement disability benefits must complete Form PAS-1, which combines the three programs in one application. Filing the form allows the state to determine which benefits a household qualifies for.
Who needs to apply
The Division of Taxation automatically filed ANCHOR applications for most eligible homeowners younger than 65 who do not receive those disability benefits, and for most eligible renters of all ages.
Residents in those groups were sent benefit confirmation letters beginning Aug. 10. People who did not receive a confirmation letter may still file their own application by Nov. 2 if eligible.
Senior homeowners are not automatically filed through PAS-1. They must submit the combined application even if they expect to qualify only for ANCHOR. Renters should follow the separate renter instructions, which allow automatic filing for eligible recipients regardless of age.
ANCHOR generally bases this round’s eligibility on the applicant’s 2025 income, age and principal residence, according to the program’s filing guidance. The residence claimed must have been the applicant’s main home on Oct. 1, 2025.
What the programs provide
Under the state’s 2025 ANCHOR benefit schedule, eligible homeowners with New Jersey gross income of $150,000 or less can receive $1,500. Those with income from $150,001 to $250,000 can receive $1,000.
Eligible renters with income of $150,000 or less can receive $450, or $700 if they were 65 or older by the end of 2025. Applicants must also meet the program’s residence and property requirements.
Senior Freeze reimburses eligible senior or disabled residents for qualifying increases in property taxes or mobile home park site fees. Its eligibility rules apply across the relevant base and application years.
Stay NJ is available to qualifying homeowners age 65 or older who owned and occupied their home throughout 2025 and meet its income requirements. Renters and mobile home owners do not qualify.
The current Stay NJ schedule lists annualized maximums of $6,500 for income up to $100,000, $5,000 for income above $100,000 through $150,000, and $4,000 for income above $150,000 through $200,000. The state cautions that those annualized figures assume no changes in the fiscal 2028 budget.
A benefit statement will show the household’s calculated amounts. The maximums are not a promise that every applicant will receive those sums.
Where to get help
Treasury lists 1-888-238-1233 for property tax relief assistance, along with filing events and regional information centers.
Online applicants should have identification and relevant income and property records available. Residents can check their filing and payment information through the benefit-status links on the official property tax relief page.